Thinking about getting a Discover Card? Why are credit cards easy to obtain? Think you might want to have a Discover Card? There are many credit cards out there and there are large differences from company to company how they treat you.
When considering issues involving consumer credit, revolving credit, online shopping, credit reporting, electronic commerce, banking, and credit card debt, you should choose carefully and wisely. If careless, you will be fooled.
How does the company treat you is important, and the people find sucking card. I want to use the power of the web to tell my story. Please search on google and other search engines.
Many years ago I, Hardi, a Discover Credit Cards.
Discover put my name on it without my knowledge. I knew he was a card, but I did not know I was on it. This not only reflects my credit rating, but they still let it costs more and more based on the strength of my credit. What they did was illegal, but they do not care because they can get away with it. Or can they? Hopefully we can take lessons.
What is great about the Web is that now people like me have a voice and can reach people like you to tell my story about how the scumbags in my chaotic Discover. Thanks to the internet, I no longer "little". I encourage you, reader, to let Discover know that in this new era of consumer rules. Discover can not step on people without paying the price.
And remember, never married.
I win, you?
Despite efforts to stay Find me with my ex-wife credit card debt, I managed to beat them. I got my credit report from the "big three" credit reporting agencies and ordered my credit report.
After reviewing them I sent a letter disputing the debt Find cards that are listed on all three reports. I specifically stated that Discover had a note with the signature I agree that I am responsible for the debt and that unless the Discover can produce some form of proof that I agreed to it, that the law required them to remove the listing. This works! Find removed from all three credit reports.
When you improve your credit, it is important to be assertive and make them obey the law. You often have to be persistent with your claim and they have an obligation to fix it when you are right. Find Companies like trying to skirt the law and establish the debt to third parties whenever they can.
In order to get Discover to stop this, people like me posting on the web so that readers like you can see what they do. By dragging these practices out into the light of day as the company Discover will realize that it's not profitable to try to screw people. Or if they do not realize that they will lose business to competitors and the market will punish their behavior. Please learn from my experiences.
In this case the Discover Card added my name to my ex-wife without my approval, and then increase the credit limit based on the strength of my credit, and then try to use my credit as a way to extort money from me by attacking my credit record.
During the process they gave the ex-wife's complaint about a credit aditional $ 5500, regardless of a bad payment history, hoping to keep me with the bill. But in this case backfire on them because I've cleaned Discover from my credit history and I doubt that they ever will see a "gift" $ 7500 they give ex-wife. So in their attempt to rip me, it cost them a lot of money, not to mention what this web page is their cost.
I hope that the Discover posting copies of web pages on their walls in the department of their company's policy as an example of what happens to you when you try to be dishonest and irresponsible. And this page is also an example for consumers to show the lender institutions that we have the power to bite back hard.
That is my real experience on a credit card, how about you?
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